공지사항

나현철역리원에 관한 알림 내용을 보실 수 있습니다.

글 수 21

무료상담 못해드리는 점 양해바랍니다

역리원장

조회 수 : 596691

2012.12.27 (16:23:14)

그동안 무료로 상담해 드렸던 무료 상담란은 너무 바쁜 관계로

더이상 상담해 드릴 수 없게 되었습니다.

죄송하지만 양해를 부탁드립니다.

감사합니다ㅎ

가슴이 따뜻한 남자 나현철역리원

이 게시물을...

http://www.nhc-sajoo.com/?document_srl=5145

(*.125.181.63)

댓글 [14]

2014.04.03 14:49:03 (*.148.48.95)

louis vuitton store

e in the detention center, and involve collusion. According to Chen Gang confession in that year on December 9, he and Qin star cheap louis vuitton bags in just less than two months time, communicate with each other there are gucci outlet eight to ten, but the public security organs seized to last only two louis vuitton purses letters.September 29, 2008, Lingling District Public Security Bureau police station, Xiao-Hui Wei Discipline Christian Louboutin online given Nanjindu party warning. Wei Chen Gang in the police is another one louis vuitton outlet "friend", but was still what frequency subordinates. Disposition documents show: "January 2007, Xiao-Hui michael kors handbags Wei Gang friend's girlfriend Qin star, becau
t plan your legitimate drawn Bureau agreed michael kors outlet to perform in accordance with the proposed plan, no longer require a hearing. louis vuitton "sign this document when he was party secretary," Du Gaoji "and two villagers christian louboutin shoes outlet stands for "Li Yongping," "Du Yongjian."Villagers said Tuan Du, signed on behalf of gucci two villagers, "Li Yongping," "Du Yongjian" was forged. Because the village did not louis vuitton outlet online have "Li Yongping," this man, and the village of Du Yongjian early in louis vuitton bags 1969 died due to intestinal obstruction.After the formalities of land acquisition Tuan Du louis vuitton outlet store insider fraud was opened, villagers Pingdu other villages also provide information t
e move michael kors was intended to focus louis vuitton bags on the Diaoyu Islands issue of Japan excluded.Article after the first challenge the media to apologize after the derailment, said anger stabbed one. Thoned the fat content of strange, non-Mai-li surgeon louis vuitton store father himself.Microblogging users' entertainment Secret "broke the news, said," I understand and told michael kors purses everyone that 'Iraq-li Daddy' This number is not the Mai-li father himself, but louis vuitton outlet the article commissioned by public relations firms play according to my reliable sources michael kors purses in the advertising company of friends, This article has been spent in the Authentic Louis Vuitton Bags public relations aspect of nea

2014.05.19 13:43:52 (*.33.28.187)

nnxbso

Alabama und South Carolina gezogen haben und jetzt Georgia. Er wird nie in thisrate fertig zu werden . "" Oh, michael kors las er Recht Richter Parmalee B¨¹ro ¨¹ber in Fayetteville, "antwortete Brent
ihr louis vuitton purses wahres Selbst schlecht verborgen. Die gr¨¹nen Augen in der sorgf?ltig Sweetface waren louis vuitton turbulent, eigenwillig, lustvollen Leben, deutlich im Widerspruch zu ihr schicklich Benehmen. Hermanners louis vuitton outlet
"Nat¨¹rlich wird sie nicht treffen Boyd . Sie hat nie schlagen Boyd louis vuitton outlet online viel , weil er die ?ltesten andbesides er ist der Zwerg der michael kors outlet Wurf ", sagte Stuart, stolz auf seine christian louboutin shoes sechs Fu? zwei . "Deshalb louis vuitton haben wir ihn athome die Dinge , ihr zu erkl?ren . God'lmighty , sollte Ma zu stoppen lecken uns! Wir sind neunzehn und Tom'stwenty -one michael kors bags , und sie wirkt wie wir 6 Jahre alt sind . "
, gucci outlet w¨¹rdevoll, temperamentvoll , feurig , wie die Jungen wie die Pferde ritten louis vuitton handbags , feurig und gef?hrlich , sondern obendrein , f¨¹r diejenigen, die , louis vuitton store wie man mit ihnen umgehen wusste gutm¨¹tig .
Witz , und Scarlett michael kors , die nicht freiwillig ge?ffnet hatte, ein Buch seit dem Verlassen des gucci Fayetteville Female Academy im Jahr zuvor , dachte es genauso amusingas sie Christian Louboutin Outlet taten. "Ich wei?, dass Sie
tun, vier wieder zu Hause? Du bist louis vuitton schlimmer als die Plagen ?gyptens " Und dann begann das Pferd schnauben louis vuitton bags und Aufzucht , und sie sagte : ' Raus hier ! Kannst michael kors outlet du nicht sehen, he'snervous , der

2014.06.23 17:09:40 (*.43.211.55)

nnxbso

"Ich hoffe, dass es morgen nicht regnet ", sagte Scarlett . "Es ist fast jeden Tag f¨¹r eine Woche geregnet. There'snothing schlimmer als ein Grill verwandelte Louis Vuitton Store sich in eine Innen- Picknick. "
Morgen, bevor sie aufstand , und Tom Coach outlet online legen sich ¨¹ber an der Fontaines ", w?hrend wir over kam . Michael Kors Outlet Handbags " " Hat sie nicht etwas zu sagen , wenn Sie gestern Authentic Louis Vuitton Bags Abend nach Hause bekommen?" "Wir waren im
dem Weg, General Beauregard beschossen Louis Vuitton Sale sie aus Fort Sumter Tag vor gestern, they'llhave zu k?mpfen oder stehen cheap louis vuitton bags als Feiglinge vor der ganzen Welt gebrandmarkt. Warum hat die Konf?deration - Louis Vuitton Outlet "
Sie schaute ¨¹ber die endlosen Hektar Gerald O'Hara neu gepfl¨¹gt Baumwollfeldern coach factory towardthe roten Horizont. Jetzt, wo Michael Kors Outlet Online die Sonne in einem Wust von Crimson hinter Zinn Flauten ¨¹ber die FlintRiver Einstellung wurde die W?rme des Tages April in eine schwache, aber milde K?lte schwindet .
Georgiasuns bewacht. Mit coach outlet store Stuart und Brent Tarleton Sitz im k¨¹hlen Schatten der Veranda von Tara, Louis Vuitton purses ihr father'splantation , dass helle April nachmittags von 1861 , machte sie official coach outlet ein h¨¹bsches Bild .
Krieg war M?nnersache , nicht Damen-, andthey nahm coach outlet online ihre Haltung als Beweis f¨¹r ihre Weiblichkeit . Nachdem er von der Louis Vuitton Bags langweiligen Thema Krieg man?vriert sie weg , ging sie mit Zinsen zur¨¹ck Louis Vuitton

2014.07.01 18:07:53 (*.91.228.126)

Authentic Louis Vui

Clicheacute; as it is, it is indeed the thought that counts Major Corporations are well aware of this fact seeing as many of them have Facebook Fanpages chanel outlet online Ausante focuses on acting aggressively to save the actual planet and realizes the actual power of the actual human race in this kind of fight"At any time chanel outlet use our savings cost calculator on our webpage to find just how much you can lessen the costs in your company and employees expense therefore increasing production coach factory For sure you can try yet why move through the hassles when bookkeepers Manhattan can do better at lower cost?Many accounting and bookkeeping requirement can now be barbour jackets outsourced from different firms just like bookkeeping New York Most of this is just junk and lies
30% of the eligible expenditure may be the tax credit, kate spade which is directly credited towards the tax liability and not simply deducted from your taxable income In case you get someone who's knowledgeable about search engine optimization, Louis Vuitton he or she can optimize your internet content in a way that makes it searchengine friendly This strategy will also aid you in having bank funding, when kate spade outlet necessary Sadly, they will can be pricey An excellent unarmed security guard's main jobs are to help make models on a property, keep an eye on and Michael Kors also record any unusual incidents which were noticed Therefore, make sure that everything will fit into your budget
In this sense, the organization supply cleaning merchandise like Coach outlet online microfiber cleaning cloths These sites as well as the Mac rumors internet site itself support to create awareness and raise the profile of any impending release of louis vuitton outlet software program, any news models from the unique gadgets from the apple globe like the iPads, the iPhones, the computers as well as any other pieces of Michael Kors Outlet hardware proceeding from this brandFree of charge on the internet reverse cell phone inquiries is going to be the main illusion on the market at present This Michael Kors Outlet Online means your website would collapse along with it An item release is actually whenever merchandise entrepreneurs create an exhilaration regarding items and hang a specific date because http://www.louisvuittonsunglassess.net of this to look are living towards the average person Other body parts are left uncovered and also the wrestlers stay barefoot
Women are more flexible and Louis Vuitton Bags adaptable, making them perfect problem solvers and resilient to workplace problemsAs a piece of its restructuring program, City Capital Corporation's new interim headquarters are positioned in Santa michaelkors-outlet-handbags Monica, CA An author described humanity by saying, "Most individuals die at twenty and are buried at eighty The featured performers Louis Vuitton Outlet Online for this tune were Roscoe Dash and Wale Slip them into your convenient backpack along with an emergency rope tent to ensure a safe hike through the woodsI actually child take a look at

2014.07.04 16:50:34 (*.166.9.3)

nnxbso

noch neu war und nach thestandards von Augusta , Savannah und Charleston, ein wenig grob. Der http://www.louisvuitton-lvoutlet.net ruhigere und ?ltere sectionsof coach outlet S¨¹den sah ihre Nasen Michael Kors Outlet Online an den Hochland Georgier, kate spade bags aber hier im Norden Kate Spade Bags Outlet
kommen und AbeLincoln , louisvuitton--outletstore.net bis ich so gelangweilt coachoutletstoreonlinest , ich k?nnte schreien Michael Kors 2014 ! Und das ist Louis Vuitton Bag outlet alles, die Jungs sprechen chanel.com , auch, dass und Louis Vuitton Outlet Store ihre oldTroop . Es Coach Outlet wurde nicht auf jeder michaelkors-outlet-handbags.net Party war in diesem louis vuitton outlet
Sattel Muskeln , ¨¹berquerte fahrl?ssig . Neunzehn Jahre alt, sechs Fu? Kate Spade Handbags zwei Zoll gro?, der lange boneand Fest von Muskeln, mit sonnenverbrannten Gesichtern und tief kastanienbraunen Haar , ihre
Haupt wasnot kate spade new york Thema. Aber sie l?chelte, louis vuitton outlet als sie sprach, bewusst Louis Vuitton USA vertiefen ihre Gr¨¹bchen andfluttering http://www.fashionbagsplaza.com ihre borstigen schwarzen Wimpern louisvuittonoutletyears.com so schnell wie Schmetterlingsfl¨¹gel Louis Vuitton Outlet . Die Jungen waren Michael Kors Outlet Handbags
begeistert , als shehad Louis vuitton outlet soll sie sein , www.louisvuitton-newlv.com und sie beeilte sich, chanelfactoryoutletstore.us.com zum Bohren ihr entschuldigen www.katespadeplaza.com . Sie dachten, die thecoachoutletstore.com keine Lessof ihr f¨¹r LV handbags ihren Mangel an Interesse www.katespadeoutletinc.com . In der Tat kate spade outlet , dachte sie mehr Authentic Louis Vuitton .
"Sie will , coach factory store aber Pa sagt, er Cheap Louis Vuitton Bags sei zu gef?hrlich. Und barbour jackets trotzdem, die M?dchen lassen http://www.louisvuitton-bags-2014.com sie nicht . Sie coach outlet store saidthey w¨¹rden sie zu Louis Vuitton Sunglasses einer Partei zumindest wie michael kors outlet online eine Dame zu gehen, mylouisvuittonfashion.com Reiten in den Wagen http://www.michaelkorspursesonline.com zu lassen. "

2014.09.05 09:48:49 (*.193.231.50)

gucci location

2014.09.09 12:53:04 (*.12.70.2)

Michael Kors

At the beginning of October, 1829, Monsieur Simon Babylas Latournelle, notary, was walking up from Havre to Ingouville, arm in arm with his son and accompanied by his wife, at whose side the head clerk of the lawyer��s office, a little hunchback named Jean Butscha, trotted along like a page. When these four personages (two of whom came the same way every evening) reached the elbow of the New Balance Women's road where it turns back upon itself like those called in Italy ��cornice,�� the notary looked about to see if any one could overhear him either from the terrace above or the path beneath, and when he spoke he lowered his voice as a further precaution. ��Exupere,�� he said to his son, ��you must try to carry out intelligently a little manoeuvre which I shall explain to you, but you are not to ask the meaning of it; and if you guess the meaning I command you to toss it into that Styx which every lawyer and every man who expects to have a hand in the government of his country is bound to keep within him for the secrets of others. After you have paid your respects and compliments to Madame and Mademoiselle Mignon, to Monsieur and Madame Dumay, and to Monsieur Gobenheim if he is at the Chalet, and as soon as quiet is restored, Monsieur Dumay will take you aside; you are then to look attentively at Mademoiselle Modeste (yes, I am willing to allow it) during the whole time he is Cheap Louis Vuitton Bags speaking to you. My worthy friend will ask you to go out and take a walk; at the end of an hour, that is, about nine o��clock, you are to come back in a great hurry; try to puff as if you were out of breath, and whisper in Monsieur Dumay��s ear, quite low, but so that Mademoiselle Modeste is sure to overhear you, these words: ��The young man has come.�� Exupere was to start the next morning for Paris to begin the study of law. This impending departure had induced Latournelle to propose him to his friend Dumay as an accomplice in the important conspiracy which these directions indicate. ��Is Mademoiselle Modeste suspected of having a lover?�� asked Butscha in a timid voice of Madame Latournelle. ��Hush, Butscha,�� she replied, taking her husband��s arm. Madame Latournelle, the daughter of a clerk of the supreme court, feels that her birth authorizes her to claim issue from a parliamentary family. This conviction explains why the lady, who is somewhat blotched as to complexion, endeavors to assume in her own person the majesty of Louis Vuitton Handbags outlet a court whose decrees are recorded in her father��s pothooks. She takes snuff, holds herself as stiff as a ramrod, poses for a person of consideration, and resembles nothing so much as a mummy brought momentarily to life by galvanism. She tries to give high-bred tones to her sharp voice, and succeeds no better in doing that than in hiding her general lack of breeding. Her social usefulness seems, however, incontestable when we glance at the flower-bedecked cap she wears, at the false front frizzling around her forehead, at the gowns of her choice; for how could shopkeepers dispose of those products if there were no Madame Latournelle? All these absurdities of the worthy woman, who is truly pious and charitable, might have passed unnoticed, if nature, amusing herself as she often does by turning out these ludicrous creations, had not endowed her with the height of a drum-major, and thus held up to view the comicalities of her provincial nature. She has never been out of Havre; she believes in the infallibility of Havre; she proclaims herself Norman to the very tips of her fingers; Kate Spade she venerates her father, and adores her husband. Little Latournelle was bold enough to marry this lady after she had attained the anti-matrimonial age of thirty-three, and what is more, he had a son by her. As he could have got the sixty thousand francs of her ��dot�� in several other ways, the public assigned his uncommon intrepidity to a desire to escape an invasion of the Minotaur, against whom his personal qualifications would have insufficiently protected him had he rashly dared his fate by bringing home a young and pretty wife. The fact was, however, that the notary recognized the really fine qualities of Mademoiselle Agnes (she was called Agnes) and reflected to himself that a woman��s beauty is soon past and gone to a husband. As to the insignificant youth on whom the clerk of the court bestowed in baptism his Norman name of ��Exupere,�� Madame Latournelle is still so surprised at becoming his mother, at the age of thirty-five years and seven months, that she would still provide him, if it were necessary, with her breast and her milk �� an hyperbole Kate Spade Outlet Online which alone can fully express her impassioned maternity. ��How handsome he is, that son of mine!�� she says to her little friend Modeste, as they walk to church, with the beautiful Exupere in front of them. ��He is like you,�� Modeste Mignon answers, very much as she might have said, ��What horrid weather!�� This silhouette of Madame Latournelle is quite important as an accessory, inasmuch as for three years she has been the chaperone of the young girl against whom the notary and his friend Dumay are now plotting to set up what we have called, in the ��Physiologie du Mariage,�� a ��mouse-trap.�� As for Latournelle, imagine a worthy little fellow as sly as the purest honor and uprightness would allow him to be �� a man whom any stranger would take for a rascal at sight of his queer physiognomy, to which, however, the inhabitants of Havre were well accustomed. His eyesight, said to be weak, obliged the worthy man to wear green goggles for the protection of his eyes, which were constantly inflamed. The arch of each eyebrow, defined by a thin down gucci purses of hair, surrounded the tortoise-shell rim of the glasses and made a couple of circles as it were, slightly apart. If you have never observed on the human face the effect produced by these circumferences placed one within the other, and separated by a hollow space or line, you can hardly imagine how perplexing such a face will be to you, especially if pale, hollow-cheeked, and terminating in a pointed chin like that of Mephistopheles �� a type which painters give to cats. This double resemblance was observable on the face of Babylas Latournelle. Above the atrocious green spectacles rose a bald crown, all the more crafty in expression because a wig, seemingly endowed with motion, let the white hairs show on all sides of it as it meandered crookedly across the forehead. An observer taking note of this excellent Norman, clothed in black and mounted on his two legs like a beetle on a couple of pins, and knowing him to be one of the most trustworthy of men, would have sought, without finding it, for the reason of such physical misrepresentation. Jean Butscha, Kate Spade Handbags a natural son abandoned by his parents and taken care of by the clerk of the court and his daughter, and now, through sheer hard work, head-clerk to the notary, fed and lodged by his master, who gave him a salary of nine hundred francs, almost a dwarf, and with no semblance of youth �� Jean Butscha made Modeste his idol, and would willingly have given his life for hers. The poor fellow, whose eyes were hollowed beneath their heavy lids like the touch-holes of a cannon, whose head overweighted his body, with its shock of crisp hair, and whose face was pock-marked, had lived under pitying eyes from the time he was seven years of age. Is not that enough to explain his whole being? Silent, self-contained, pious, exemplary in conduct, he went his way over that vast tract of country named on the map of the heart Love-without-Hope, the sublime and arid steppes of Desire. Modeste had christened this grotesque little being her ��Black Dwarf.�� The nickname sent him to the pages of Walter Scott��s novel, and he one day said to Modeste: ��Will kate spade outlet online you accept a rose against the evil day from your mysterious dwarf?�� Modeste instantly sent the soul of her adorer to its humble mud-cabin with a terrible glance, such as young girls bestow on the men who cannot please them. Butscha��s conception of himself was lowly, and, like the wife of his master, he had never been out of Havre. Perhaps it will be well, for the sake of those who have never seen that city, to say a few words as to the present destination of the Latournelle family �� the head clerk being included in the latter term. Ingouville is to Havre what Montmartre is to Paris �� a high hill at the foot of which the city lies; with this difference, that the hill and the city are surrounded by the sea and the Seine, that Havre is helplessly circumscribed by enclosing fortifications, and, in short, that the mouth of the river, the harbor, and the docks present a very different aspect from the fifty thousand houses of Paris. At the foot of Montmartre an ocean of slate roofs lies in motionless chanel outlet blue billows; at Ingouville the sea is like the same roofs stirred by the wind. This eminence, or line of hills, which coasts the Seine from Rouen to the seashore, leaving a margin of valley land more or less narrow between itself and the river, and containing in its cities, its ravines, its vales, its meadows, veritable treasures of the picturesque, became of enormous value in and about Ingouville, after the year 1816, the period at which the prosperity of Havre began. This township has become since that time the Auteuil, the Ville-d��Avray, the Montmorency, in short, the suburban residence of the merchants of Havre. Here they build their houses on terraces around its ampitheatre of hills, and breathe the sea air laden with the fragrance of their splendid gardens. Here these bold speculators cast off the burden of their counting-rooms and the atmosphere of their city houses, which are built closely together without open spaces, often without court-yards �� a vice of construction with the increasing population of Havre, the inflexible line of the fortifications, and the enlargement of the docks has forced upon them. kate spade store online The result is, weariness of heart in Havre, cheerfulness and joy at Ingouville. The law of social development has forced up the suburb of Graville like a mushroom. It is today more extensive than Havre itself, which lies at the foot of its slopes like a serpent. At the crest of the hill Ingouville has but one street, and (as in all such situations) the houses which overlook the river have an immense advantage over those on the other side of the road, whose view they obstruct, and which present the effect of standing on tip-toe to look over the opposing roofs. However, there exist here, as elsewhere, certain servitudes. Some houses standing at the summit have a finer position or possess legal rights of view which compel their opposite neighbors to keep their buildings down to a required height. Moreover, the openings cut in the capricious rock by roads which follow its declensions and make the ampitheatre habitable, give vistas through which some estates can see the city, or the river, or the sea. Instead of rising to an actual peak, the hill ends louis vuitton bags abruptly in a cliff. At the end of the street which follows the line of the summit, ravines appear in which a few villages are clustered (Sainte�CAdresse and two or three other Saint-somethings) together with several creeks which murmur and flow with the tides of the sea. These half-deserted slopes of Ingouville form a striking contrast to the terraces of fine villas which overlook the valley of the Seine. Is the wind on this side too strong for vegetation? Do the merchants shrink from the cost of terracing it? However this may be, the traveller approaching Havre on a steamer is surprised to find a barren coast and tangled gorges to the west of Ingouville, like a beggar in rags beside a perfumed and sumptuously apparelled rich man. In 1829 one of the last houses looking toward the sea, and which in all probability stands about the centre of the Ingouville today, was called, and perhaps is still called, ��the Chalet.�� Originally it was a porter��s lodge with a trim little garden in front of it. The owner of the villa to which it belonged Louis Vuitton Outlet �� a mansion with park, gardens, aviaries, hot-houses, and lawns �� took a fancy to put the little dwelling more in keeping with the splendor of his own abode, and he reconstructed it on the model of an ornamental cottage. He divided this cottage from his own lawn, which was bordered and set with flower-beds and formed the terrace of his villa, by a low wall along which he planted a concealing hedge. Behind the cottage (called, in spite of all his efforts to prevent it, the Chalet) were the orchards and kitchen gardens of the villa. The Chalet, without cows or dairy, is separated from the roadway by a wooden fence whose palings are hidden under a luxuriant hedge. On the other side of the road the opposite house, subject to a legal privilege, has a similar hedge and paling, so as to leave an unobstructed view of Havre to the Chalet. This little dwelling was the torment of the present proprietor of the villa, Monsieur Vilquin; and here is the why and the wherefore. The original creator of the villa, whose sumptuous details official ray ban cry aloud, ��Behold our millions!�� extended his park far into the country for the purpose, as he averred, of getting his gardeners out of his pockets; and so, when the Chalet was finished, none but a friend could be allowed to inhabit it. Monsieur Mignon, the next owner of the property, was very much attached to his cashier, Dumay, and the following history will prove that the attachment was mutual; to him therefore he offered the little dwelling. Dumay, a stickler for legal methods, insisted on signing a lease for three hundred francs for twelve years, and Monsieur Mignon willingly agreed, remarking �� My dear Dumay, remember, you have now bound yourself to live with me for twelve years.�� In consequence of certain events which will presently be related, the estates of Monsieur Mignon, formerly the richest merchant in Havre, were sold to Vilquin, one of his business competitors. In his joy at getting possession of the celebrated villa Mignon, the latter forgot to demand the cancelling of the lease. Dumay, anxious not to hinder the sale, would have signed anything Vilquin required, but [lichengbin] the sale once made, he held to his lease like a vengeance. And there he remained, in Vilquin��s pocket as it were; at the heart of Vilquin��s family life, observing Vilquin, irritating Vilquin �� in short, the gadfly of all the Vilquins. Every morning, when he looked out of his window, Vilquin felt a violent shock of annoyance as his eye lighted on the little gem of a building, the Chalet, which had cost sixty thousand francs and sparkled like a ruby in the sun. That comparison is very nearly exact. The architect has constructed the cottage of brilliant red brick pointed with white. The window-frames are painted of a lively green, the woodwork is brown verging on yellow. The roof overhangs by several feet. A pretty gallery, with open-worked balustrade, surmounts the lower floor and projects at the centre of the facade into a veranda with glass sides. The ground-floor has a charming salon and a dining-room, separated from each other by the landing of a staircase built of wood, designed and decorated with elegant simplicity. The kitchen is behind the dining-room, and the corresponding gucci handbag room back of the salon, formerly a study, is now the bedroom of Monsieur and Madame Dumay. On the upper floor the architect has managed to get two large bedrooms, each with a dressing-room, to which the veranda serves as a salon; and above this floor, under the eaves, which are tipped together like a couple of cards, are two servants�� rooms with mansard roofs, each lighted by a circular window and tolerably spacious. Vilquin has been petty enough to build a high wall on the side toward the orchard and kitchen garden; and in consequence of this piece of spite, the few square feet which the lease secured to the Chalet resembled a Parisian garden. The out-buildings, painted in keeping with the cottage, stood with their backs to the wall of the adjoining property. The interior of this charming dwelling harmonized with its exterior. The salon, floored entirely with iron-wood, was painted in a style that suggested the beauties of Chinese lacquer. On black panels edged with gold, birds of every color, foliage of impossible greens, and fantastic oriental designs glowed and shimmered. prada outlet The dining-room was entirely sheathed in Northern woods carved and cut in open-work like the beautiful Russian chalets. The little antechamber formed by the landing and the well of the staircase was painted in old oak to represent Gothic ornament. The bedrooms, hung with chintz, were charming in their costly simplicity. The study, where the cashier and his wife now slept, was panelled from top to bottom, on the walls and ceiling, like the cabin of a steamboat. These luxuries of his predecessor excited Vilquin��s wrath. He would fain have lodged his daughter and her husband in the cottage. This desire, well known to Dumay, will presently serve to illustrate the Breton obstinacy of the latter. The entrance to the Chalet is by a little trellised iron door, the uprights of which, ending in lance-heads, show for a few inches above the fence and its hedge. The little garden, about as wide as the more pretentious lawn, was just now filled with flowers, roses, and dahlias of the choicest kind, and many rare products of the hot-houses, for (another Vilquinard grievance) the elegant little hot-house, Louis Vuitton Outlet Handbags a very whim of a hot-house, a hot-house representing dignity and style, belonged to the Chalet, and separated, or if you prefer, united it to the villa Vilquin. Dumay consoled himself for the toils of business in taking care of this hot-house, whose exotic treasures were one of Modeste��s joys. The billiard-room of the villa Vilquin, a species of gallery, formerly communicated through an immense aviary with this hot-house. But after the building of the wall which deprived him of a view into the orchards, Dumay bricked up the door of communication. ��Wall for wall!�� he said. In 1827 Vilquin offered Dumay a salary of six thousand francs, and ten thousand more as indemnity, if he would give up the lease. The cashier refused; though he had but three thousand francs from Gobenheim, a former clerk of his master. Dumay was a Breton transplanted by fate into Normandy. Imagine therefore the hatred conceived for the tenants of the Chalet by the Norman Vilquin, a man worth three millions! What criminal leze-million on the part of a cashier, to hold up to the eyes of such louis vuitton handbags a man the impotence of his wealth! Vilquin, whose desperation in the matter made him the talk of Havre, had just proposed to give Dumay a pretty house of his own, and had again been refused. Havre itself began to grow uneasy at the man��s obstinacy, and a good many persons explained it by the phrase, ��Dumay is a Breton.�� As for the cashier, he thought Madame and Mademoiselle Mignon would be ill-lodged elsewhere. His two idols now inhabited a temple worthy of them; the sumptuous little cottage gave them a home, where these dethroned royalties could keep the semblance of majesty about them �� a species of dignity usually denied to those who have seen better days. Perhaps as the story goes on, the reader will not regret having learned in advance a few particulars as to the home and the habitual companions of Modeste Mignon, for, at her age, people and things have as much influence upon the future life as a person��s own character, �� indeed, character often receives ineffaceable impressions from its surroundings. From the manner with which the Latournelles entered Louis Vuitton Sale the Chalet a stranger would readily have guessed that they came there every evening. ��Ah, you are here already,�� said the notary, perceiving the young banker Gobenheim, a connection of Gobenheim�CKeller, the head of the great banking house in Paris. This young man with a livid face �� a blonde of the type with black eyes, whose immovable glance has an indescribable fascination, sober in speech as in conduct, dressed in black, lean as a consumptive, but nevertheless vigorously framed �� visited the family of his former master and the house of his cashier less from affection than from self-interest. Here they played whist at two sous a point; a dress-coat was not required; he accepted no refreshment except ��eau sucree,�� and consequently had no civilities to return. This apparent devotion to the Mignon family allowed it to be supposed that Gobenheim had a heart; it also released him from the necessity of going into the society of Havre and incurring useless expenses, thus upsetting the orderly economy of his domestic life. This disciple of the golden calf went to bed at half-past ten Louis Vuitton Bags o��clock and got up at five in the morning. Moreover, being perfectly sure of Latournelle��s and Butscha��s discretion, he could talk over difficult business matters, obtain the advice of the notary gratis, and get an inkling of the real truth of the gossip of the street. This stolid gold-glutton (the epithet is Butscha��s) belonged by nature to the class of substances which chemistry terms absorbents. Ever since the catastrophe of the house of Mignon, where the Kellers had placed him to learn the principles of maritime commerce, no one at the Chalet had ever asked him to do the smallest thing, no matter what; his reply was too well known. The young fellow looked at Modeste precisely as he would have looked at a cheap lithograph. ��He��s one of the pistons of the big engine called ��Commerce,�� said poor Butscha, whose clever mind made itself felt occasionally by such little sayings timidly jerked out. The four Latournelles bowed with the most respectful deference to an old lady dressed in black velvet, who did not rise from the armchair in which she was seated, for kate spade bags the reason that both eyes were covered with the yellow film produced by cataract. Madame Mignon may be sketched in one sentence. Her august countenance of the mother of a family attracted instant notice as that of one whose irreproachable life defies the assaults of destiny, which nevertheless makes her the target of its arrows and a member of the unnumbered tribe of Niobes. Her blonde wig, carefully curled and well arranged upon her head, became the cold white face which resembled that of some burgomaster��s wife painted by Hals or Mirevelt. The extreme neatness of her dress, the velvet boots, the lace collar, the shawl evenly folded and put on, all bore testimony to the solicitous care which Modeste bestowed upon her mother. When silence was, as the notary had predicted, restored in the pretty salon, Modeste, sitting beside her mother, for whom she was embroidering a kerchief, became for an new balance outlet online instant the centre of observation. This curiosity, barely veiled by the commonplace salutations and inquiries of the visitors, would have revealed even to an indifferent person the existence of the domestic plot to which Modeste was expected to fall a victim; but Gobenheim, more than indifferent, noticed nothing, and proceeded to light the candles on the card-table. The behavior of Dumay made the whole scene terrifying to Butscha, to the Latournelles, and above all to Madame Dumay, who knew her husband to be capable of firing a pistol at Modeste��s lover as coolly as though he were a mad dog. After dinner that day the cashier had gone to walk followed by two magnificent Pyrenees hounds, whom he suspected of betraying him, and therefore left in charge of a farmer, a former tenant of Monsieur Mignon. On his return, just before the arrival of the Latournelles, he had taken his pistols from his bed��s head and placed them on the chimney-piece, concealing this action from Modeste. The young girl took no notice whatever of these preparations, singular as they were. Though short, thick-set, pockmarked, and speaking always in a low voice as if listening to himself, this Breton, a former lieutenant in the Guard, showed the evidence of such resolution, such sang-froid on his face that throughout life, even in the army, no one had ever ventured to trifle with him. His little eyes, of a calm blue, were like bits of steel. His ways, barbour outlet the look on his face, his speech, his carriage, were all in keeping with the short name of Dumay. His physical strength, well-known to every one, put him above all danger of attack. He was able to kill a man with a blow of his fist, and had performed that feat at Bautzen, where he found himself, unarmed, face to face with a Saxon at the rear of his company. At the present moment the usually firm yet gentle expression of the man��s face had risen to a sort of tragic sublimity; his lips were pale as the rest of his face, indicating a tumult within him mastered by his Breton will; a slight sweat, which every one noticed and guessed to be cold, moistened his brow. The notary knew but too well that these signs might result in a drama before the criminal courts. In fact the cashier was playing a part in connection with Modeste Mignon, which involved to his mind sentiments of honor and loyalty of far greater importance than mere social laws; and his present conduct proceeded from one of those compacts Louis Vuitton Outlet which, in case disaster came of it, could be judged only in a higher court than one of earth. The majority of dramas lie really in the ideas which we make to ourselves about things. Events which seem to us dramatic are nothing more than subjects which our souls convert into tragedy or comedy according to the bent of our characters. Madame Latournelle and Madame Dumay, who were appointed to watch Modeste, had a certain assumed stiffness of demeanor and a quiver in their voices, which the suspected party did not notice, so absorbed was she in her embroidery. Modeste laid each thread of cotton with a precision that would have made an ordinary workwoman desperate. Her face expressed the pleasure she took in the smooth petals of the flower she was working. The dwarf, seated between his mistress and Gobenheim, restrained his emotion, trying to find means to approach Modeste and whisper a word of warning in her ear. By taking a position in front of Madame Mignon, Madame Latournelle, with the diabolical intelligence of conscientious duty, had isolated Modeste. Madame Mignon, whose LV handbags blindness always made her silent, was even paler than usual, showing plainly that she was aware of the test to which her daughter was about to be subjected. Perhaps at the last moment she revolted from the stratagem, necessary as it might seem to her. Hence her silence; she was weeping inwardly. Exupere, the spring of the trap, was wholly ignorant of the piece in which he was to play a part. Gobenheim, by reason of his character, remained in a state of indifference equal to that displayed by Modeste. To a spectator who understood the situation, this contrast between the ignorance of some and the palpitating interest of others would have seemed quite poetic. Nowadays romance-writers arrange such effects; and it is quite within their province to do so, for nature in all ages takes the liberty to be stronger than they. In this instance, as you will see, nature, social nature, which is a second nature within nature, amused herself by making truth more interesting than fiction; just as mountain torrents describe curves which are beyond the skill of painters to convey, and accomplish kate spade outlet giant deeds in displacing or smoothing stones which are the wonder of architects and sculptors. It was eight o��clock. At that season twilight was still shedding its last gleams; there was not a cloud in the sky; the balmy air caressed the earth, the flowers gave forth their fragrance, the steps of pedestrians turning homeward sounded along the gravelly road, the sea shone like a mirror, and there was so little wind that the wax candles upon the card-tables sent up a steady flame, although the windows were wide open. This salon, this evening, this dwelling �� what a frame for the portrait of the young girl whom these persons were now studying with the profound attention of a painter in presence of the Margharita Doni, one of the glories of the Pitti palace. Modeste �� blossom enclosed, like that of Catullus �� was she worth all these precautions? You have seen the cage; behold the bird! Just twenty years of age, slender and delicate as the sirens which English designers invent for their ��Books of Beauty,�� Modeste was, like her mother before her, gucci outlet online the captivating embodiment of a grace too little understood in France, where we choose to call it sentimentality, but which among German women is the poetry of the heart coming to the surface of the being and spending itself �� in affectations if the owner is silly, in divine charms of manner if she is ��spirituelle�� and intelligent. Remarkable for her pale golden hair, Modeste belonged to the type of woman called, perhaps in memory of Eve, the celestial blonde; whose satiny skin is like a silk paper applied to the flesh, shuddering at the winter of a cold look, expanding in the sunshine of a loving glance, �� teaching the hand to be jealous of the eye. Beneath her hair, which was soft and feathery and worn in many curls, the brow, which might have been traced by a compass so pure was its modelling, shone forth discreet, calm to placidity, and yet luminous with thought: when and where could another be found so transparently clear or more exquisitely smooth? It seemed, like a pearl, to have its orient. The eyes, of a blue verging louis vuitton on gray and limpid as the eyes of a child, had all the mischief, all the innocence of childhood, and they harmonized well with the arch of the eyebrows, faintly indicated by lines like those made with a brush on Chinese faces. This candor of the soul was still further evidenced around the eyes, in their corners, and about the temples, by pearly tints threaded with blue, the special privilege of these delicate complexions. The face, whose oval Raphael so often gave to his Madonnas, was remarkable for the sober and virginal tone of the cheeks, soft as a Bengal rose, upon which the long lashes of the diaphanous eyelids cast shadows that were mingled with light. The throat, bending as she worked, too delicate perhaps, and of milky whiteness, recalled those vanishing lines that Leonardo loved. A few little blemishes here and there, like the patches of the eighteenth century, proved that Modeste was indeed a child of earth, and not a creation dreamed of in Italy by the angelic school. Her lips, delicate yet full, were slightly mocking and somewhat sensuous; the waist, which Coach Outlet Online was supple and yet not fragile, had no terrors for maternity, like those of girls who seek beauty by the fatal pressure of a corset. Steel and dimity and lacings defined but did not create the serpentine lines of the elegant figure, graceful as that of a young poplar swaying in the wind. A pearl-gray dress with crimson trimmings, made with a long waist, modestly outlined the bust and covered the shoulders, still rather thin, with a chemisette which left nothing to view but the first curves of the throat where it joined the shoulders. From the aspect of the young girl��s face, at once ethereal and intelligent, where the delicacy of a Greek nose with its rosy nostrils and firm modelling marked something positive and defined; where the poetry enthroned upon an almost mystic brow seemed belied at times by the pleasure-loving expression of the mouth; where candor claimed the depths profound and varied of the eye, and disputed them with a spirit of irony that was trained and educated �� from all these signs an observer would have felt that this young girl, Louis Vuitton with the keen, alert ear that waked at every sound, with a nostril open to catch the fragrance of the celestial flower of the Ideal, was destined to be the battle-ground of a struggle between the poesies of the dawn and the labors of the day; between fancy and reality, the spirit and the life. Modeste was a pure young girl, inquisitive after knowledge, understanding her destiny, and filled with chastity �� the Virgin of Spain rather than the Madonna of Raphael. She raised her head when she heard Dumay say to Exupere, ��Come here, young man.�� Seeing them together in the corner of the salon she supposed they were talking of some commission in Paris. Then she looked at the friends who surrounded her, as if surprised by their silence, and exclaimed in her natural manner, ��Why are you not playing?�� with a glance at the green table which the imposing Madame Latournelle called the ��altar.�� Yes, let us play,�� said Dumay, having sent off Exupere. ��Sit there, Butscha,�� said Madame Latournelle, separating the head-clerk from the group around Madame Mignon and Louis Vuitton Outlet Store her daughter by the whole width of the table. ��And you, come over here,�� said Dumay to his wife, making her sit close by him. Madame Dumay, a little American about thirty-six years of age, wiped her eyes furtively; she adored Modeste, and feared a catastrophe. ��You are not very lively this evening,�� remarked Modeste. ��We are playing,�� said Gobenheim, sorting his cards. No matter how interesting this situation may appear, it can be made still more so by explaining Dumay��s position towards Modeste. If the brevity of this explanation makes it seem rather dry, the reader must pardon its dryness in view of our desire to get through with these preliminaries as speedily as possible, and the necessity of relating the main circumstances which govern all dramas.

2014.09.14 13:33:05 (*.192.30.133)

Wolverine

Modus - Ikone Agentur f��r switch Sein, Angemessen zu kleiden , Ein Tagebuch , war SIE Jeden Tag tragen Wiederholung zu vermeiden http://www.michaelkorsoutletsonlinesale.com und ?hm H?hle Einblick in your Christian Louboutin shoes online Dressing Sinn Haben . Steigern
Michael Kors />nicht vor Leuten in Verlegenheit bringen Moncler Coats . " "Ja, aber sie ist nike free run 2 m?chtig haftet vor peinlichen Vater zu Michael Kors Outlet sprechen , und die M?dchen , Christian Louboutin Shoes Outlet wenn wir heute Abend gethome ", Michael Kors Outlet Store sagte Stuart d��ster. "Schauen
Er true religion outlet online ist ein kleiner Bauer , nicht louisvuitton-lv ein gro?es Pflanzgef?? , und wenn 2013-louisvuittonhandbags die Jungs dachten, genug von ihm Christian Louboutin Outlet zu himlieutenant w?hlen , dann ist true religion outlet store es nicht f��r jeden darky ��ber nba jerseys ihn reden frech. Die Truppe
michael kors outlet />(sind), er sieht immer zu Tode Moncler Outlet Online erschrocken . Sie erinnert mich an new balance outlet online einem mageren Henne perchedon einem Stuhl [linlei] , die Augen Art von hell http://www.michaelkorsoutletonlinestores.com und leer, und Angst , alle christian louboutin shoes bereit, bei jeder Bewegung
Glauben new balance sale SIE , dass. DURCH this Weise nike air max k ? Nnen SIE Erwarten Wunder Nike Free 3.0 geschehen und Website- your Unter den Authentic Louis Vuitton Top - Suchergebnissen der Suchmaschinen seins christian louboutin outlet online ? Nat��rlich Nicht . Your Webseite Louis Vuitton Outlet sollte
gro?e Pflanzgef??e, sah er true religion jeans sich auf smallfarmers deren Sklaven waren wenige . "Ich werde deine Haut daf��r schlagen aus ray ban outlet ", rief Stuart heftig . " Glauben Sie nicht sicher nennen Abel Wynder'po

2014.09.28 11:48:17 (*.143.205.24)

oakley sunglasses

2015.06.25 11:26:30 (*.255.23.206)

Michael Kors outlet

wirtschaftlichen und technologischen Raschen entwicklung Muss man Versichern Eigenes Leben und available Familienmitglieder Leben . Versicherung garantiert Ein Gl��ckliches Familienleben in
"Und alle Walzer white nike huarache ? "
guten Finanzplanung . ? Die H er der Pr mie zahlt Ein Individuum in Lebensversicherung; ? H ngt von DM Alter der Person, der Gesundheit http://www.nikeairhuarache.net und der Art der Arbeit Ein Individuum tut ? . Life
Stuart br��llte : " Jeems ! " Und nach einer Pause ein gro?er schwarzer Junge nike air huarache black in ihrem Alter lief breathlesslyaround das Haus und aus Richtung der angebundenen Pferde. Jeems war ihr K?rper Diener und wie thedogs , begleitet sie ��berall . Er nike roshe flyknit hatte ihre Kindheit Spielkamerad gewesen und hatte aufden Zwillinge f��r ihre eigenen auf ihren zehnten Geburtstag gegeben. Beim Anblick von ihm, stiegen die Tarleton Hunde bis outof http://www.nikerosherunblack.net roten Staub und stand erwartungsvoll warten auf http://www.rosherunmen.org ihre Meister . Die Jungen gebeugt , die H?nde sch��ttelten andtold Scarlett , sie w��rden ��ber zu den Wilkeses fr��h in den Morgen " , auf sie wartete. Dann wereoff sie sich den Weg zu einem Ansturm , bestiegen ihre Pferde und , gefolgt von Jeems , ging nike roshe black die avenueof Zedern im Galopp , schwenkten ihre H��te und schrie zu ihr zur��ck.
einigerma ? En erschwinglichen Preis nach verlust geben zu Sch��tzen . Es is http://www.nikerosherunmens.com also Dutzende von verschiedenen types von Versicherungen zur Verf��gung ist , Wie sterben Krankenversicherung (
related links: [linlei0625]

2015.06.26 09:43:51 (*.41.1.24)

lily-ya

Lesson Two:Why Teach Financial Literacy? In 1990, my best friend, Mike, took over his father's empire and is, in fact, doing a better job than his dad did. We see each other once or twice a year on the golf course. He and his wife are wealthier than you could imagine. Rich dad's empire is in great hands, and Mike is now grooming his son to take his place, as his dad had groomed us. In 1994, I retired at the age of 47, and my wife, Kim, was 37. Retirement does not mean not working. To my wife and me, it means that barring unforeseen cataclysmic changes, we can work or not work, and our wealth grows automatically, staying way ahead of inflation. I guess it means freedom. The assets are large enough to grow by themselves. It's like planting a tree. You water it for years and then one day it doesn't need you anymore. It's roots have gone down deep enough. Then, the tree provides shade for your enjoyment. Mike chose to run the empire and I chose to retire. Whenever I speak to groups of people, they often ask what I would recommend or what could they do? "How do they get started?" "Is there a good book I would recommend?" "What should they do to prepare their children?" "What is the secret to success?" "How do I make millions?" I am always reminded of this article I was once given. It goes as follows. THE RICHEST BUSINESSMEN In 1923 a group of roshe run flyknit our greatest leaders and richest businessmen held a meeting at the Edgewater Beach hotel in Chicago. Among them were Charles Schwab, head of the largest independent steel company; Samuel Instill, president of the world's largest utility; Howard Hopson, head of the largest gas company; Ivar Kreuger president of the International Match Co., one of the world's largest companies at that time; Leon Frazier, president of the Bank of International Settlements; Richard Whitney, president of the New York Stock Exchange; Arthur Cotton and Jesse Livermore, two of the biggest stock speculators; and Albert Fall, a member of President Harding's cabinet. Twenty five years later nine of them (those listed above) ended as follows. Schwab died penniless after living for five years on borrowed money. Instill died broke living in a foreign land. Kreuger and Cotton also died broke. Hopson went insane. Whitney and Albert Fall were just released from prison. Fraser and Livermore committed suicide. I doubt if anyone can say what really happened to these men. If you look at the date, 1923, it was just before the 1929 market crash and the Great Depression, which I suspect had a great impact on these men and their lives. The point is this: Today we live in times of black roshe run greater and faster change than these men did. I suspect there will be many booms and busts in the next 25 years that will parallel the ups and downs these men faced. I am concerned that too many people are focused too much on money and not their greatest wealth, which is their education. If people are prepared to be flexible, keep an open mind and learn, they will grow richer and richer through the changes. If they think money will solve problems, I am afraid those people will have a rough ride. Intelligence solves problems and produces money. Money without financial intelligence is money soon gone. Most people fail to realize that in life, it's not how much money you make, it's how much money you keep. We have all heard stories of lottery winners who are poor, then suddenly rich, then poor again. They win millions and are soon back to where they started. Or stories of professional athletes, who, at the age of 24, are earning millions of dollars a year, and are sleeping under a bridge by age 34. In the paper this morning, as I write this, there is a story of a young basketball player who a year ago had millions. Today, he claims his friends, attorney and accountant took his money, and now he works at a car wash for minimum wage. He is only 29. He was fired from the car wash because he refused to take off his championship ring as he was wiping off the cars, so his story made the newspaper. He is appealing his termination, claiming hardship and discrimination and that the ring is all he has left. He claims that if you take that away, he'll crumble. In 1997, I know so many people who are becoming instant millionaires. It's the Roaring '20s one more time. And while I am glad people have been getting richer and richer, I only caution that in the long run, it's not how much you make, it's how much you keep, and how many generations you keep it. So when people ask, "Where do I get started?" or "Tell me how to get rich quick," they often are greatly disappointed with my answer. I simply say to them roshe run black what my rich dad said back to me when I was a little kid. "If you want to be rich, you need to be financially literate." That idea was drummed into my head every time we were together. As I said, my educated dad stressed the importance of reading books, while my rich dad stressed the need to master financial literacy. If you are going to build the Empire State Building, the first thing you need to do is dig a deep hole and pour a strong foundation. If you are going to build a home in the suburbs, all you need to do is pour a 6-inch slab of concrete. Most people, in their drive to get rich, are trying to build an Empire State Building on a 6-inch slab. Our school system, having been created in the Agrarian Age, still believes in homes with no foundation. Dirt floors are still the rage. So kids graduate from school with virtually no financial foundation. One day, sleepless and deep in debt in suburbia, living the American Dream, they decide that the answer to their financial problems is to find a way to get rich quick. Construction on the skyscraper begins. It goes up quickly, and soon, instead of the Empire State Building, we have the Leaning Tower of Suburbia. The sleepless nights return. As for Mike and me in our adult years, both of our choices were possible because we were taught to pour a strong financial foundation when we were just kids. Now, accounting is possibly the most boring subject in the world. It also could be the most confusing. But if you want to be rich, long term, it could be the most important subject. The question is, how do you nike free trainer 5.0 take a boring and confusing subject and teach it to kids? The answer is, make it simple. Teach it first in pictures. My rich dad poured a strong financial foundation for Mike and me. Since we were just kids, he created a simple way to teach us. For years he only drew pictures and used words. Mike and I understood the simple drawings, the jargon, the movement of money, and then in later years, rich dad began adding numbers. Today, Mike has gone on to master much more complex and sophisticated accounting analysis because he has had to. He has a billion-dollar empire to run. I am not as sophisticated because my empire is smaller, yet we come from the same simple foundation. In the following pages, I offer to you the same simple line drawings Mike's dad created for us. Though simple, those drawings helped guide two little boys in building great sums of wealth on a solid and deep foundation. Rule One. You must know the difference between an asset and a liability, and buy assets. If you want to be rich, this is all you need to know. It is Rule No. 1. It is the only rule. This may sound absurdly simple, but most people have no idea how profound this rule is. Most people struggle financially because they do not know the difference between an asset and a liability. "Rich people acquire assets. The poor and middle class acquire liabilities, but they think they are assets" When rich dad explained this to Mike and me, we thought he was kidding. Here we were, nearly teenagers and waiting for the secret to getting rich, and this was his answer. It was so simple that we had to nike free flyknit 3.0 stop for a long time to think about it. "What is an asset?" asked Mike. "Don't worry right now," said rich dad. "Just let the idea sink in. If you can comprehend the simplicity, your life will have a plan and be financially easy. It is simple; that is why the idea is missed." "You mean all we need to know is what an asset is, acquire them and we'll be rich?" I asked. Rich dad nodded his head. "It's that simple." "If it's that simple, how come everyone is not rich?" I asked. Rich dad smiled. "Because people do not know the difference between an asset and a liability." I remember asking, "How could adults be so silly. If it is that simple, if it is that important, why would everyone not want to find out?" It took our rich dad only a few minutes to explain what assets and liabilities were. As an adult, I have difficulty explaining it to other adults. Why? Because adults are smarter. In most cases, the simplicity of the idea escapes most adults because they have been educated differently. They have been educated by other educated professionals, such as bankers, accountants, real estate agents, financial planners, and so forth. The difficulty comes in asking adults to unlearn, or become children again. An intelligent adult often feels it is demeaning to pay attention to simplistic definitions. Rich dad believed in the KISS principle-"Keep It Simple Stupid"-so he kept it simple for two young boys, and that made the financial foundation strong. So what causes the confusion? Or how could something so simple be so screwed up? Why would someone buy an asset that was really a liability. The answer is found in basic education. We focus on the word "literacy" and not "financial literacy." nike flyknit roshe run What defines something to be an asset, or something to be a liability are not words. In fact, if you really want to be confused, look up the words "asset" and "liability" in the dictionary. I know the definition may sound good to a trained accountant, but for the average person it makes no sense. But we adults are often too proud to admit that something does not make sense. As young boys, rich dad said, "What defines an asset is not words but numbers. And if you cannot read the numbers, you cannot tell an asset from a hole in the ground." "In accounting," rich dad would say, "it's not the numbers, but what the numbers are telling you. It's just like words. It's not the words, but the story the words are telling you. Many people read, but do not understand much. It's called reading comprehension. And we all have different abilities when it comes to reading comprehension. For example, I recently bought a new VCR. It came with an instruction book that explained how to program the VCR. All I wanted to do was record my favorite TV show on Friday night. I nearly went crazy trying to read the manual. Nothing in my world is more complex than learning how to program my VCR. I could read the words, but I understood nothing. I get an "A" for recognizing the words. I get an "F" for comprehension. And so it is with financial statements for most people. "If you want to be rich, you've got to read and understand numbers." If I heard that once, I heard it a thousand times from my rich dad. And I also heard, "The rich acquire assets and the poor and women roshe run middle class acquire liabilities." Here is how to tell the difference between an asset and a liability. Most accountants and financial professionals do net agree with the definitions, but these simple drawings were the start of strong financial foundations for two young boys. To teach pre?teen boys, rich dad kept everything simple, using as many pictures as possible, as few words as possible, and no numbers for years. "This is the Cash Flow pattern of an asset." The above box is an Income Statement, often called a Profit and Loss Statement. It measures income and expenses. Money in and money out. The bottom diagram is the Balance Sheet. It is called that because it is supposed to balance assets against liabilities. Many financial novices don't know the relationship between the Income Statement and the Balance Sheet. That relationship is vital to understand. The primary cause of financial struggle is simply not knowing the difference between an asset and a liability. The cause of the confusion is found in the definition of the two words. If you want a lesson in confusion, simply look up the words "asset" and "liability" in the dictionary. Now it may make sense to trained accountants, but to the average person, it may as well be written in Mandarin. You read the words in the definition, but true comprehension is difficult. So as I said earlier, my rich dad simply told two young boys that "assets put money in your pocket." Nice, simple and usable. "This is Cash Flow pattern of a liability." Now that assets and liabilities have been defined through pictures, it may be easier to understand my definitions in words. An asset is something that puts money in my pocket. A liability is something that takes money out of nike roshe women my pocket. This is really all you need to know. If you want to be rich, simply spend your life buying assets. If you want to be poor or middle class, spend your life buying liabilities. It's not knowing the difference that causes most of the financial struggle in the real world.